We are dedicated to helping our clients get the best possible deal, and we have a wide range of refinance options available. We will work with you to understand your financial situation and goals, and then we'll find the right refinance option for you.

Talk to us today and find out how we can help you save on your mortgage.

Why refinance your mortgage?

Thinking about refinancing your mortgage? You have come to the right place. At Your Mortgage Team, we offer a variety of solutions that can help you save money and improve your financial situation.

Whether you're looking to refinance your mortgage or your home loan, we provide you with the information and resources you need to make the best decision for your circumstances.

We understand that every situation is different, which is why we offer a personalised approach. Our expert team will tailor a package that meets your unique needs. Contact us today to find out more about our mortgage refinance services in NZ.

The benefits of refinancing your home loan

Refinancing your home loan can be a great way to save money. When you refinance, you essentially take out a new loan to pay off your existing mortgage. This allows you to shop around for a better interest rate and terms. If you're able to secure a lower interest rate, you'll save on your monthly payments.

You may also be able to shorten the term of your loan, which will save you even more money in the long run. It can also give you access to additional cash if you need it. Many people use refinancing to consolidate debt, make home improvements or buy your first home.

We can help you compare multiple lenders and find the best refinancing deal for your situation. We can also help you save for retirement with the KiwiSaver program. Call us today to learn more about refinancing your home loan.

What is a mortgage refix?

Mortgage refixing is when you renegotiate the terms of your home loan with your bank or lender. This can involve changing the interest rate, switching to a different type of loan, or extending the term.

Mortgage refixing can be a good way to save if interest rates have fallen since you took out your loan, or if you are struggling to meet your repayments. It is important to remember that refixing your mortgage will usually involve paying break fees, so it's not always the best option. Always speak to a financial advisor before making any decisions about refixing your mortgage.

For more information, get in touch with us on 03 409 0700 or email admin@ymt.co.nz. You can also visit us at Level 1, 311 Hawthorne Drive in Queenstown.