Guy Carter
Guy is our founder and managing director and comes from a Chartered Accounting background as well as having a significant personal property investment portfolio. With years of hands-on experience in financial analysis and strategic business planning, he brings a unique perspective to mortgage broking that combines technical expertise with practical investment knowledge. Guy's dual expertise as both a qualified accountant and active property investor means he can anticipate potential challenges and identify opportunities with ease. His wealth of knowledge and experience comes through in every deal, ensuring clients receive comprehensive advice tailored to their specific financial circumstances and long-term goals. When he's not helping clients achieve their property dreams, Guy enjoys spending quality time on the golf course and with his family, including his wife and young daughter.
Joel Peasey
Joel, our director, brings two decades of experience in business banking and branch management to YMT, where he serves as both financial adviser and business development manager. As our dedicated business client specialist, Joel possesses comprehensive expertise across both retail and commercial sectors. His strong relationships with second-tier banking partners have established him as YMT's trusted second-tier lending specialist, enabling him to deliver tailored financial solutions for clients with diverse needs. In his free time, Joel enjoys travelling the world with his partner, bringing a global perspective to both his personal and professional endeavors.
William Young
Will, originally from Southland, holds a BCom from the University of Otago and brings four years of business banking experience from his branch work before transitioning into broking. Since joining YMT in 2020, he has demonstrated exceptional skills in analyzing both business and retail deals while consistently keeping the team informed on evolving bank policies. Will's extensive knowledge and dedication to client success have made him a trusted advisor for achieving financial goals.
Hayden Joblin
Hayden joined YMT in 2024, bringing with him 8 years of experience in business banking, a background in international banking, and a Residential Lending Qualification. While on a tennis scholarship in the USA, he completed a degree in Economics and Finance. When he isn't doing deals in the office, you can find him on the golf course, spending time with his family, or doing any other number of sports in the Wakatipu region.
Nathan Napier
With 8 years of business and personal banking experience, Nathan has joined the team in 2025 and is excited to support our YMT clients as we expand into the Southland region with an Invercargill branch. Nathan believes buying, building, or investing in homes should be a fun journey. His approach focuses on providing the right advice and removing the stress from finance applications. Outside of work, Nathan volunteers as a children's athletics coach during summer, enjoys golfing, and most importantly, treasures time with his family.
Joshua Buckby
Joshua joined the YMT team at the start of 2025, and is a graduate finance assistant to Joel. With qualifications in financial services, he is well-equipped to provide expert guidance and support to our clients. His background in customer-focused roles has given him a deep understanding of how to build lasting relationships and deliver exceptional service. Outside of work, Joshua enjoys exploring new destinations and traveling with his partner, bringing the same enthusiasm for discovery to his professional approach with clients.
Hannah Carter
Hannah serves as our Practice and Compliance Manager, bringing valuable legal expertise to her role. She oversees daily operations while ensuring all documentation meets regulatory requirements and legal standards. Hannah joined YMT in 2017 and she keeps the entire team informed about evolving financial market regulations and actively drives their ongoing professional development to maintain excellence in client service. Outside of work, Hannah is dedicated to her family and finds fulfillment in caring for her loved ones.
Rachel Olliver
Rachel brings a strong foundation in commercial banking and finance, with a genuine passion for numbers and analytical problem-solving. Her exceptional Excel expertise proves invaluable in streamlining our operations and creating detailed financial analyses. Rachel's sharp eye for deal assessment delivers accurate, insightful evaluations that consistently benefit our clients. Her analytical skills and attention to detail make her an indispensable member of our team, which she's been a part of since 2022.
Claudia Richardson
With a degree in economics, Claudia brings international banking experience, specializing in consumer credit and risk management. Prior to YMT she worked nearly a decade at ANZ as a mortgage lender, mastering complex lending and building long-term client relationships. Since joining YMT in 2019, Claudia has found her passion in helping clients make informed financial decisions. Her analytical expertise, and genuine love for client service make her invaluable to the team. When you work with Claudia, you gain a trusted partner who understands both the numbers and human side of finance. In her free time, you can find Claudia on the sidelines cheering on her kids as they play their favorite sports.
Glen Casey
Glen joined the team in 2024 but brings more than a decade of expertise in personal insurance to YMT, where he now leads our insurance portfolio. With his extensive knowledge and client-focused approach, Glen simplifies the insurance process for you. He takes the time to understand your unique needs and circumstances, guiding you through your coverage options with clarity and care, ensuring you and your loved ones have the protection you need without the complexity you don't want.
Gabriela Melo
Gabriela joined the YMT team in 2025 as Marketing and Social Media Manager, bringing fresh energy and strategic vision to the company’s digital presence. She oversees all of YMT’s social media platforms to ensure a cohesive online experience. With a keen eye for detail and brand consistency, Gabriela ensures that all marketing materials and communications align with YMT’s brand standards and values. In her free time, Gabriela enjoys traveling or spending cozy days at home with her partner, some snacks, and a good movie.